Phoebe Todorof was raised in Orange County, California where she currently resides. A dedicated professional with more than 25 years of experience, Phoebe is the authority on mortgage lending. She has a background in underwriting and loan origination. Her attention to detail is world-class allowing her to see things that other industry professionals may overlook when helping thousands of homeowners, home buyers and investors purchase and refinance their homes and investment properties every year.

She is passionate about finding creative financing solutions for clients, no matter how complex their needs are! Phoebe also constantly aims to learn and better understand the forces that drive interest rates, as well as seek out more creative financing options because of the ever-evolving availability of new ways to finance a property.

By staying up to date on the latest programs and complexities of mortgage lending, Phoebe has become a vital resource for home buyers, homeowners, and investors alike.